For accountants and solicitors advising landlord clients on IHT and income tax strategy, the SSH commercial lease is a piece of the puzzle most client portfolios are missing.
Arrange a ConversationThe FIC/SSH ModelPrivate residential landlords with property portfolios face growing pressure on three fronts: the Renters Rights Act 2025, rising income tax on rental profits, and IHT exposure on unstructured property wealth.
A Family Investment Company restructure addresses the tax dimension — but the underlying tenancy model still carries legislative risk. That's where the SSH commercial lease changes the picture.
A supported housing lease to a regulated provider is a commercial arrangement — sitting outside residential tenancy legislation, generating stable long-term income, and qualifying for the FIC's commercial investment mandate.
The value layering model
IHT-efficient vehicle. Landlord transfers property portfolio into FIC structure.
Property leased to a regulated SSH provider. Commercial contract — outside Renters Rights Act. Stable, government-backed income stream.
Rent derived from the provider's commissioning package — not market comparables. Often above standard market rent for the property type.
LA-commissioned providers represent a significantly stronger covenant than private residential tenants. Multi-year contracts, regulated finances.
We work with accountants and solicitors whose landlord client portfolios include properties suitable for supported housing. The partnership is simple — and evolves as you see results.
In-person coffee meeting. We explain the FIC/SSH model in depth. You decide whether it fits your client base.
You identify landlord clients with suitable properties in target boroughs. We provide the conversation framework.
You introduce us to the client. We handle everything from that point — assessment, provider matching, lease negotiation.
Your agreed referral fee is paid within 5 business days of lease signing. Structured individually at onboarding.
As deals complete, the relationship typically deepens. JV partners gain visibility of SSH investment opportunities from across our deal pipeline.
We work on your introduction, not around it. The client relationship stays with you. We handle the property and lease process — not the financial or legal advisory relationship.
Introducing the FIC/SSH model to eligible clients adds genuine value to your advisory offering — without requiring you to build expertise in supported housing yourself.
Solicitor-reviewed master lease templates, a 5-day legal SLA, and DocuSign execution. Every deal is managed to a standard your clients will associate with you.
As the partnership deepens, you gain visibility of SSH investment opportunities — properties and providers matched, funding secured, ready for capital introduction.
We work with professional services firms whose existing client relationships include landlord portfolios in our target boroughs — London (Brent, Ealing, H&F, Harrow) and Merseyside from Q3 2026.
Firms advising 4+ residential landlord clients in target boroughs. Particular interest in practices already working on FIC structures or portfolio reorganisation.
Firms handling landlord conveyancing, portfolio transfers, or IHT-focused estate planning. Familiarity with commercial lease structures is advantageous.
Advisers working with property-wealthy clients exploring long-term portfolio income strategies and IHT mitigation.
Brokers whose clients are reviewing portfolio structures — particularly those considering moving from standard buy-to-let to commercial arrangements.
JV partner outreach is targeted — we work with firms where there's a genuine strategic fit. If you have landlord clients in our target boroughs, the conversation is worth having.
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